Three convictions, formed over eight years of pricing risk, managing capital, and building the models decision-makers actually rely on.
A sensitivity table maps the range of futures a business may face. A DSCR schedule stress-tests conviction under pressure, a far more demanding exercise than a routine compliance check. The best financial models communicate with the same rigor they compute with. I build models that decision-makers can read, interrogate, and trust on their own terms.
From pricing P&C risk in Nairobi to stress-testing IRR scenarios for an East African eco-resort development, I have spent eight years treating uncertainty as a signal to decode. Downside scenarios and covenant pressure are where real strategy reveals itself, terrain a base case alone cannot show.
Whether presenting to an eight-member investment committee or advising a first-time entrepreneur, the people I work with deserve rigorous, well-built financial tools. Getting the terminal growth rate right matters. Getting the WACC right matters. I hold the line on the details that determine whether a number can be trusted.
Every valuation or project-finance model I deliver includes a bear case and a full stress test, built with the same rigor as the base case.
WACC derivations, terminal growth logic, and DSCR covenant thresholds sit in plain view, open to challenge and never buried in a locked cell.
Performance claims are decomposed: Brinson-Hood-Beebower attribution on portfolio returns, cohort analysis on underwriting pricing, so every result carries its own explanation, traceable to its source.
A board gets a different document than an investment committee, which gets a different document than a first-time entrepreneur, same rigor, different translation.